These days more people are able to afford quality medical care. This is made possible by the fact that more medical aid companies are appearing to cater for more people with such a need. Economic conditions are such that markets are able to accommodate more medical aid companies.
The lifespan of people is increasing because nations have become healthier. People are able to lead decease free lives which means that the standard of living has also improved. People do not have to worry about their future well being which means that their level of stress has also gone down.
Same Premiums For Everybody
The same monthly promotions are paid by every member. However members have different medical needs so some of the promotions will fluctuate accordingly. Your premiums will also be affected by your current age when you join and they will there before be different from others.
Joining after you have reached the age of 35 will attract a penal in the form of a little increase in the promotions. This will make it possible for the medical aid to provide you with the best medical cover. Ultimately all this will be to your benefit and you will be grateful for that.
Having a pre existing medical condition will not preclude you from joining a medical aid. You will be able to pay the same premiums as everyone else. However after joining you will be required to serve a specified waiting period before you can start enjoying the benefits.
The type of illness that a person has will also not prevent them from being able to join. The important thing is that the person must be able to pay the required premiums every month. Your personal circumstances will never be used against you to prevent you from joining.
Long Term Illnesses
Medical aids do accommodate people with chronic illnesses. The special circumstances are catered for to enable the member to receive the required medical assistance. The duration of the program will be determined by how long the treatment is needed.
The condition that you are suffering from needs to be continuously monitored. This needs to be done so that the medical aid can be able to work out if you still need to be on the special program. If there is a need for changes the medical aid will make sure that this happens.
All the contributions by members are used for the sole purpose of looking after their health. The money will only be used for this purpose because there is no other purpose it is meant for. Medical aids are exclusively in the business of looking after the health of their members.
Medical aids have to always conduct themselves in a way that benefits the members. They are monitored by the permissions to make sure that they do not abuse the monies that are being paid to them. This gives members the confidence that their money will never be wasted on anything else.